Maximum Retirement Contribution 2025. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024. In 2025, you can defer up to $23,500 from your salary, with a total maximum contribution from all sources.

In 2025, you can defer up to $23,500 from your salary, with a total maximum contribution from all sources. Those age 55 and older.